Basuki Rahmat and Intan Puspitasari 2025. Enhancing MSMEs’ Financial Literacy Through Cost of Goods Sold (COGS) Workshop: A Collaborative Case Study Between Bank BTN Madiun Branch and the Pendekar UMKM Bersatu Marketing Cooperative. International Journal of Economics, Science, and Education. 2, 3 (Jun. 2025), 1–9.